Your honest debt-free plan.
List every loan and EMI you have — apps, cards, hand loans, all of it. We'll show you exactly where you stand, the fastest order to pay it off, how many months it takes, and whether one cheaper loan can replace many expensive ones.
🔒 No fear, no judgment. This stays on your device — we don't send it to lenders, and it can't hurt your credit score. The more honest you are here, the faster you get out. Hiding a loan only hides the exit.
This planner is an educational tool, not financial advice. Calculations use standard reducing-balance EMI maths on the figures you enter; actual lender terms, fees and prepayment charges may differ. Some loans (especially NBFC and app loans) carry prepayment penalties — check before prepaying. Consolidation options shown are indicative; final rates and approval are decided by the lender. Solvifin is a loan-comparison and referral platform, not a lender. If your debt feels unmanageable, RBI-recognised credit counselling services can help.