Estimate your CIBIL score.

Answer six quick questions about your credit habits and get an estimated score band — using the same factors (payment history, utilisation, credit age, mix, inquiries) that real bureaus weigh most heavily.

ℹ️ This is a self-assessed estimate based on factors you report — not a real bureau pull, and it has no impact on your actual score. For your official CIBIL/Experian/Equifax score, check directly with the bureau or your bank.

Tell us about your credit habits

All fields are self-reported and used only to compute your estimate in your browser.

In the past 24 months, have you missed an EMI or card payment by 30+ days?

What % of your total credit card limit do you typically use?

Years since your first loan or credit card

Active loans / credit cards right now

New loan/card applications in the last 6 months

Ever settled a loan for less than owed, or had one written off?

🔒 Nothing you enter here is sent anywhere — it's calculated on this page.

Important disclosures

This tool produces a self-assessed estimate only — Solvifin is not a credit bureau (CIBIL, Experian, Equifax, CRIF) and does not access, pull, or report to any bureau. The estimate is calculated entirely in your browser from the answers you give, using the approximate weighting real bureaus are known to place on payment history, credit utilisation, credit age, account mix and recent inquiries. It will not match your real score exactly and is not a substitute for checking your official score with a bureau or your bank. Nothing you enter is stored or transmitted.